If you don't have cooked rice on hand, cook now according to package instructions. White basmati rice is suggested.
Heat 2 tsp oil in a large skillet or saucepan over medium-high heat.
Add the onion, garlic, jalapeno and bell peppers to the pan. Cook for 6-7 minutes until the veggies are soft and fragrant.
Add the cumin, oregano and chili powder and stir to combine. Add another 1-2 tbsp of water if the pan is drying out. Cook for another 2-3 minutes, stirring often.
Add the beans and vegetable broth and stir to combine. Cook for 5-6 minutes, stirring every minute or so.
Add the rice, stir to combine and cook for a few more minutes until heated through and starting to brown on the bottom.
Stir in the cilantro and season with salt, pepper and lime juice, to taste. Serve right away topped with avocado, crushed tortilla chips, salsa and/or vegan sour cream or use in tacos, burritos or salads.