If you don't have cooked rice on hand, cook now according to package instructions. White basmati rice or short-grain brown rice is suggested.
Heat 2 tsp oil in a large skillet or saucepan over medium-high heat.
Add the onion, garlic, jalapeno and bell peppers to the pan. Cook for 6-7 minutes until the veggies are soft and fragrant.
Add the cumin, oregano, paprika and chili powder and stir to combine. Cook for another 1-2 minutes, stirring often.
Add the beans and vegetable broth and stir to combine. Cook for 5-6 minutes, stirring every minute or so.
Stir in the cooked rice, press it flat into the pan, and let it sit undisturbed for 2 to 4 minutes so the bottom browns. Scrape up the browned bits and fold them through.
Stir in the cilantro and season with salt, pepper and lime juice, to taste. Serve right away topped with avocado, crushed tortilla chips, salsa and/or vegan sour cream or use in tacos, burritos or salads.